With the summer season just around the corner, being prepared with a powerful AC to combat the scorching heat is essential. Unfortunately, AC prices can go as high as ₹70,000 for a flagship model from a popular brand. These are investments that offer long-term savings in energy consumption costs, durability and ease of use. Luckily for you, buying a high-end AC can become affordable if you use no-cost EMIs to pay for it. Here’s everything you need to know about buying an AC on no-cost EMI.
What to Consider Before Buying an AC
From 5 star ACs with the best energy efficiency to inverter ACs helping with better temperature control, there is a lot of variety among ACs on the market. Go through this AC buying guide where everything you need to consider before buying an AC in India.
How energy consuming is it?
You will notice a 5-star grade as a sticker on most ACs. These are ‘BEE stars’- a five-point scale for assessing how energy efficient your air-con is. AC prices increase with the number of stars they offer. 5 BEE stars consume the least amount of electricity and provide the best cooling capacity. However, the highly energy-efficient ACs, while expensive to install, save you money in the long term on electricity costs. 5-star ACs are shown to reduce the electricity bill by 30% each month.
Another thing to look out for is the power input. Manufacturers are required to share the power input of a model as tech specifications or detail it on the box. Power requirement under 1500 W for maximum cooling is very energy efficient, typical of 5-star ACs. The type of compressor also comes into play. Inverter AC lowers the power input when there are few people in the room, or it is winter. Inverter ACs automatically adjust their compressor by detecting external temperatures. Non-inverter ACs have a standard output that does not change based on environmental needs, and consumes more power.
What is the cooling capacity?
Almost all brands like Bluestar, LG, Hitachi, Voltas, and Godrej display the cooling capacity in the form of ‘tonnage’ of their AC models online for customers to assess. Tonnage measures the amount of heat an air conditioner can eliminate from a certain area or room in 60 minutes. When ascertaining the tonnage of your air conditioner, follow this rule: The larger the room, the greater the tonnage. Here are the specifics from experts:
- 1-ton: for rooms smaller than 140 sq.ft.
- 1.5-ton: for rooms between 140 to 180 sq.ft.
- 2-ton: for rooms larger than 180 sq.ft.
What are your needs?
The benefit of the variety among air conditioners today is that one can choose the ideal model suited to their external environment. While they are expensive, people invest in 5-star air conditioners because they use their ACs frequently, and want to lower their electricity bill each month. If one lives in a colder region or doesn’t require AC that frequently, it’s wiser to go for a cheaper 3-star AC.
Another point to note is that if your AC requires low power input, it will make less noise. 5-star ACs function at lower than 50 decibels which is equivalent to the sound of being in a public library, or hearing distant bird calls. If you are a light sleeper, or work from home, and easily prone to distraction, a loud AC that adjusts its compressor to make varying sounds might not be suited to you.
Where To Buy AC at No Cost EMI
Now that you know what to look out for in an AC, where do you find a wide range of ACs at affordable EMIs? Here’s your one-stop-solution: the Bajaj Finserv EMI Network. The Bajaj Finserv EMI Network offers the latest, trendiest AC models at No Cost EMIs.
With leading brands like Godrej, Blue Star, Hitachi, LG, and Voltas, the Bajaj Finserv EMI Network is the perfect destination for you to purchase your AC. Through the Bajaj Finserv EMI Network Card, you can shop from Bajaj Finserv’s many e-commerce partners or through its 100,000+ offline partner stores across 1900+ cities in India.
What are No Cost EMIs?
With No-Cost EMIs, you are required to pay no more than the actual cost of the product. You can easily repay your loan in interest-free installments, with the help of No-Cost EMIs.
Who is Eligible To Buy AC at No Cost EMI?
Bajaj Finserv has inclusive eligibility criteria for consumers to shop on the platform. Requirements are as follows-
- Aged between 21 — 60 years.
- Proof of a recurrent income.
Documentation to Buy AC at No Cost EMI
If you have the Bajaj Finserv EMI Network Card, no documents are required for any purchases on the EMI Network. On the other hand, for those without an EMI Network Card, the following documents are to be submitted:
- KYC documents.
- Duly-signed Electronic Clearing Service (ECS) form.
- One canceled cheque
5 EASY TIPS TO CRACK ANY INTERVIEW
Nowadays, getting a dream job is not an easy task as there is a lot of competition out there, and you just have made all your effort if you want to live your dreams. Hard work and dedication are the two major attributes for job seekers however, only these two are not sufficient to get the desired success. You need to have the perfect performance in your job interview. In research, it is said that if you want to master the art of cracking any job interview, you must understand and apply below important tips to be successful in an interview.
One thing that you should always remember is that practice is the only thing that can make you more confident. Before giving an interview for the best jobs in Dubai, practice how to answer some of the tricky interview questions that could be asked in an interview round. On the internet, you can find hundreds of model interview questions, try to practice answering them repetitively.
- Be Prepared
To excel in an interview, you should do a lot of preparations. You cannot excel in an interview if you are unprepared. The result of the interview process purely depends on the level of preparation you have made. When you will do a lot of preparation, you will feel more confident.
- Be Punctual
For an interview, you always have to be punctual. It is very important that you reach the place before the stated time. This will develop a good impression on the employers. If you are late, the interviewers will get a bad impression about you and may reject you immediately. So, you have to be before the time at the venue of the interview.
- Be Confident
Before and during the interview you have to be confident and try to stay relaxed. Try to calm yourself and you will see that the confidence will certainly grow within you. With this, you will be in a good position to handle any interview questions asked to you. In a confident position, you will be able to think and answer it more clearly.
- Body Language
You must also be mindful of your body gestures in the interview process. Do not shiver, touch your hair or play with your fingers as these signs lack of confidence. You should maintain a positive and professional body gesture such as try to make good eye contact, sit is straight posture. Maintaining a good body gesture will definitely increase your chances of cracking the interview. Also, don’t forget to put a smile during the interview process. This creates a positive impression on the interviewer.
While searching for the new jobs in Dubai, you should also look for the material to be an expert in your domain area, before the interview. Read relevant weblogs, magazines, and newspapers too. You can also subscribe to relevant internet feeds to get the latest information about your industry. Remember that in an interview, you are essentially selling yourself. So, read the above tips before attending any interview, and this knowledge will enhance your chances of getting the job.
How a company can get an IEC 61482 Certificate
What is the IEC 61482 certificate?
For fixing non-arc-resistant control equipment or electrical sockets or, for example, while working on equipment high-voltage, employees are asked to wear arc protective clothing while exposed to an electrical arc. The protective clothing that is good enough to withstand multiple specific tests is certified under IEC 61482 certificate.
This norm is intended to protect the workers against thermal hazards. This is a procedure for the safety of employees employed in an electric industry from thermal hazards. The norm refers to work in areas at risk of electric arcs. While operating directly with transformers, cables, electric boxes or domestic booths, the potential for arc energy is 240 kJ to 500 kJ or greater.
Design requirements by IEC 61482
In order not to be in direct touch with the skin of the wearer, all-metal components, such as buttons, zips, etc., have to be protected on or inside the garments of the wearer, so that these components can not come into direct contact with the skin of the wearer. The wearer must not be burned or melted, and the risk of burning with buttons, zips or other accessories does not increase. After an electric arch, the clothing must be opened and the interior of the clothing must be fully intact, without any pieces being melted or burned. Long sleeves should be on top of the body. Two-piece wear needs a minimum layer of 20 cm from the jacket to the pants for all work activities. Clothing goods shall consist of materials that are fire retardant. The material must not be reduced or ignited and must not exceed 5%.
To receive it, all the specifications should be met under IEC 61482.
Open arc test of IEC 61482
Test Method 1: This test defines flame retardant arc rates (ATPV or EBT50, respectively). All ATPV and EBT tests are carried out in the same open-test. The first result is recorded arc score in cal / cm2. The material is initially opened when the materials have a higher thermal insulation value than the arc heat power. If not, then the contents will be charred before it opens. The lowest is the one for clothing labeling. There is none better than the other. EBT is essentially stronger than isolated and ATP is less insulated than solid.
Generally, the EBT ensures the wearer’s clothes are more comfortable and knitted, but not less secure. You can never decide the healthy clothing you wear based on the ATPV or the EBT clothe ranking. Those are considered to be more partners in collaboration. ATPV is a thermal energy incident for a material that provides a likelihood of causes of the second degree in cal / cm2 in the Stoll Curve arc due to the appropriate thermal transfer. Greater the value, stronger the defense.
The Break open energy threshold is incident energy in a substance that offers a probability of breaking open by 50 percent. The open break has a total surface area of 1,6 cm2. The higher the interest, the more security it offers.
Research on single or multiple layers of material can be performed in both ATPV and EBT. By measuring multiple layers, you get a higher value than if the material is tested individually. This is due to the insulation and health effects of the air trapped within the fabrics.
What is IEC 61482 -1-1?
This the method used in the United States. Using this check method the ATPV or EBT50 value is calculated. The ATPV value is the value (cal / cm2) which predicts that 50 percent of the second brush is shielded. Greater the profit, the greater the protection and the greater the security. A minimum ATPV value of 8 is needed in the United States for personnel exposed to hazards in the electric arc. The label displays ATPV.
The “box” method is employed in Europe. A piece of fabric is exposed to an electric arc generated by a 4kA (Class 1) or 7kA (class 2) electrical arc. The sample transmission of heat shall be measured during and after the test. The sample conveys heat numbers. Based on the resulting data and the STOLL curve, the time needed to start the second-degree burns is then set. In Europe this is used for evaluating “box” (the analysis type is contrasted with 50354). This is also measured after flame, cavity formation, melting, etc. A full jacket must be tested including fabric samples.
How Robotic Process Automation Helps in Banking & Finance
In the fast-paced world where every second makes value, the banking and finance sector is one that is highly dependent on manpower to meet its daily tasks. The tasks not only are time-consuming and repetitive but also require accuracy. Even a minor mistake in accounting can do blunders which may adversely affect the institution. It is then when the banking & finance sector felt the need for reforms that is the introduction of robotic process automation to minimize the time consumed as well as to increase accuracy in order to make the whole process efficient. Not only it increases efficiency but also, it does eliminate the need of expanding the infrastructure hence making the process cost-effective.
Positive impacts of robotic process automation
Since the time when robots have started replacing manual work, it’s been a relief in a way that humans are now able to explore other aspects of business and also the efficiency of doing work has raised considerably. There are multiple positive effects by which robotic process automation has impacted the banking and finance industry.
- Robots are to mimick human actions hence providing relief to humans from doing a task repetitively and instead letting them focus on revenue generation.
- The interference of bots performing tasks has reduced the room for errors as machines can do repetitive tasks for a long time without fatigue.
- It has enhanced security by as well as made the process faster by offering the customers to serve themselves for various tasks.
- RPA has been working in a direction to streamline the workflow.
- Time-saving: The introduction of robotic process automation has significantly reduced the amount of time consumed in completing the banking tasks.
Banking and finance by the robotic process automation
One can witness multiple tasks carried by the next-gen technology that is the RPA these days in the field of banking and finance.
- KYC: The manual process of doing KYC can be replaced with the help of RPA which also will result in minimizing human errors.
- Fraud prevention: Using RPA technology that performs algorithms for validating customer’s credentials can be an effective measure for fraud detection and prevention.
- Mortgage Processing: RPA can simplify the process by assisting on multiple stages of mortgage processing hence making the loan disbursals easier and faster.
- Account Closure: The technology can also be beneficial in the account closure process by collating all such requests and delivering updates about the documentation required and account closure status.
- Fetching data from multiple systems: The indulgence of bots in the banking and finance industry can also assist by collating the data fetched by the source system which is initially updated by an employee and updating it on the other networks connected to it.
- Robotic process automation is an effective measure in addressing customer grievances on a real-time basis and re
- directing it to the support staff only if required.
The world has witnessed a growth in machine-human interaction in the past decade and the same can be seen in the banking sector as well. The robotic process automation has not only reduced the burden of humans by performing time-consuming tasks but also have increased the accuracy and hence the productivity. By introducing robotic process automation in its system, banking institutions and bankers can get the most out of its infrastructure, assets, and employees.
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